Richard believes that many people make excuses for bad business decisions, by blaming poor decisions on circumstance, or open market conditions. His core values encompass many idealogical business philosophies that would blow your mind if you had the opportunity to sit down and talk with him in person.

Richard never went to college, and finished High School by way of getting a G.E.D.

Richard went to High School at Valley Forge Military Academy in Wayne, Pennsylvania and was raised by a single mom who was a business executive for Chemical Bank before Chemical Bank bought out Chase Manhattan Bank. He has always been an extremely fast learner, and gifted student. Richard is a real pioneer in the area of credit management, and has helped thousands of people get their personal and business finances on track. He is a real capitalist who believes everyone should have the same opportunity to succeed regardless of anything, especially educational background.

In the early 1990's while most people were out at clubs, or working dead end jobs. Richard was relentless in his personal studies. He began to develop search engine technologies that helped change the landscape of how everyone in the World obtains access to information. While working on software development he created a set of mathematical paramaters based on Fair Isaac credit scoring criteria that is still in use today by Drexler. If you want to make a change in your business success, Richard has assembled an All-Star Team to help you get there.

Richard enjoys helping to fund independent films, and is a strong supporter of the fight against blood related cancers. He is a survivor of stage 4 Hodgkins Lymphoma and has been in remission since 2006.